Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # 64 Insurance Group: The Medicare Specialists ## Sitemaps [XML Sitemap](https://areyou64.com/sitemap_index.xml): Includes all crawlable and indexable pages. ## Pages - [Meet the Team](https://areyou64.com/meet-the-team/): We're 64 Insurance Group. Since 2009 our licensed team has helped thousands of families across Georgia, South Carolina and beyond make sense of Medicare. When you call us, one of these faces answers. - [phone-macon-scheduling-page](https://areyou64.com/phone-macon-scheduling-page-2/): One second. If nothing happens, tap the button. - [Macon Scheduling Page](https://areyou64.com/phone-macon-scheduling-page/): One second. If nothing happens, tap the button. - [Bluffton Scheduling Page](https://areyou64.com/phone-bluffton-scheduling-page/): One second. If nothing happens, tap the button. - [Confirmation](https://areyou64.com/confirmation/): You are one step closer to Medicare clarity! While you wait, check out our book, Medicare Breakdown. - [Greenville Scheduling Page](https://areyou64.com/office-greenville-scheduling-page/): One second. If nothing happens, tap the button. - [Augusta Scheduling Page](https://areyou64.com/office-augusta-scheduling-page/): One second. If nothing happens, tap the button. - [Savannah Scheduling Page](https://areyou64.com/office-savannah-scheduling-page/): One second. If nothing happens, tap the button. - [Greenville Scheduling Page](https://areyou64.com/phone-greenville-scheduling-page/): One second. If nothing happens, tap the button. - [Augusta Scheduling Page](https://areyou64.com/phone-augusta-scheduling-page/): One second. If nothing happens, tap the button. - [Savannah Scheduling Page](https://areyou64.com/phone-savannah-scheduling-page/): One second. If nothing happens, tap the button. - [Next Steps](https://areyou64.com/medicare-videos/next-steps/): What are the next steps here? And I was joking earlier, I asked one of my guys to build out a very simple, extremely easy to read slide, and he came up with this algorithm here. It’s got my head spinning. But anyway I’m going to walk you through it. So number one I’d say the next step is schedule a one on one consultation with our team. - [Medicare for Veterans](https://areyou64.com/medicare-videos/veterans-video/): Veterans. If you’re a veteran, thank you so much for your service. We really appreciate you. And you know, a lot of veterans have unique plans which they deserve and have earned. Obviously, for you and your your families. Well, there are some extra benefits for veterans that a lot of folks are not aware of. - [Medicare Costs](https://areyou64.com/medicare-videos/medicare-costs-video/): Let’s go over cost. When I go to buy a car, it’s like, just tell me the price. You know, they’re luring you in and saying, “Hey, it could be this price. And then you get to the table and tax, tag, title and all the things.” - [Medicare Advantage Cons](https://areyou64.com/medicare-videos/advantage-cons/): What are some disadvantages of Medicare Advantage? - [Medicare Advantage Video](https://areyou64.com/medicare-videos/advantage-video/): Now let’s talk about option two: Medicare Advantage, also known as part C or plan C. These are the plans that you see all the commercials about. - [Supplement Pros and Cons](https://areyou64.com/medicare-videos/supplement-pros-cons/): What are advantages and disadvantages to Medicare supplements? Some of the advantages are there are no doctor networks. Anyone that accepts Medicare as long as Medicare will pay its piece. - [Medicare Supplement](https://areyou64.com/medicare-videos/medicare-supplement-video/): Remember, I said there are two options: Medicare Supplement and Medicare Advantage. - [Part A and B Enrollment](https://areyou64.com/medicare-videos/ab-enrollment/): Who should enroll? Almost all of you should enroll into part A hospital coverage. Almost everyone in here. The only reason we believe you should not enroll into part A is if you are contributing to a health savings account, an HSA. If you have a high deductible health insurance plan through your employer, oftentimes they will have an HSA option. - [Medicare A&B](https://areyou64.com/medicare-videos/medicare-ab/): What is Medicare? It is federal health insurance for folks that are 65 and older typically. When you turn 65, most folks have the option of getting Medicare. And if you’re under 65 with certain disabilities, you may be eligible as well. Started in 1965 by President Johnson. I’m going to go over original Medicare. - [Medicare Videos](https://areyou64.com/medicare-videos/): Welcome to our comprehensive guide on Medicare, where we provide informative videos. These videos are designed to enhance accessibility and ensure you grasp every aspect of Medicare. Whether you're exploring Original Medicare, Medicare Advantage, or Medicare Supplement, our videos offer clear, concise explanations to help you make informed decisions. Dive into the world of Medicare with confidence, knowing that 64 Insurance Group is here to support your journey. - [2026-Medicare](https://areyou64.com/2026-medicare/): Medicare Part B covers physicians’ services, outpatient hospital services, certain home health services, durable medical equipment, and certain other medical and health services not covered by Medicare Part A. - [Greenville Scheduling Page](https://areyou64.com/greenville-office-scheduling-page/): One second. If nothing happens, tap the button. - [Greenville Scheduling Page](https://areyou64.com/greenville-phone-scheduling-page/): One second. If nothing happens, tap the button. - [Augusta Scheduling Page](https://areyou64.com/augusta-phone-scheduling-page/): One second. If nothing happens, tap the button. - [Augusta Scheduling Page](https://areyou64.com/augusta-office-scheduling-page/): One second. If nothing happens, tap the button. - [Savannah Scheduling Page](https://areyou64.com/savannah-phone-scheduling-page/): One second. If nothing happens, tap the button. - [Savannah Scheduling Page](https://areyou64.com/savannah-office-scheduling-page/): One second. If nothing happens, tap the button. - [Terms and Conditions](https://areyou64.com/terms-and-conditions/): Terms and Services - [Calendar](https://areyou64.com/calendar/) - [Location Scheduling](https://areyou64.com/location-scheduling/): Tap your city to pick your time. - [Schedule Now](https://areyou64.com/schedule-now/) - [Bluffton](https://areyou64.com/bluffton/): 64 Insurance Group of Bluffton is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [Wisconsin](https://areyou64.com/wisconsin/): 64 Insurance Group of Wisconsin is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [Statesboro](https://areyou64.com/statesboro/): 64 Insurance Group of Statesboro is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [Savannah](https://areyou64.com/savannah/): 64 Insurance Group of Savannah is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [Macon](https://areyou64.com/macon/): 64 Insurance Group of Macon is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [Greenville, SC](https://areyou64.com/greenville-sc/): 64 Insurance Group of Greenville is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [Columbia](https://areyou64.com/columbia/): 64 Insurance Group of Columbia is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [Birmingham](https://areyou64.com/birmingham/): 64 Insurance Group of Birmingham is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [Augusta](https://areyou64.com/augusta/): 64 Insurance Group of Augusta is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [Charleston](https://areyou64.com/charleston/): 64 Insurance Group of Charleston is an independent insurance agency specializing in the Medicare market. As an independent agency, we have the freedom to offer any product from any company. After reviewing all of your doctors and prescriptions, we can give you a true and unbiased opinion of which plan is right for you. - [VETERANS ON MEDICARE](https://areyou64.com/veterans-on-medicare/): We are so thankful for all of our service members in the Armed Forces! Our team of specialists have assisted thousands of Veterans and Government Workers gain the benefits available to them. - [PLAN F](https://areyou64.com/plan-f/): Medicare Supplement Plan - [PLAN N](https://areyou64.com/plan-n/): Medicare Supplement Plans(Medigap) - [PLAN G](https://areyou64.com/plan-g/): Medicare Suplement Plans(Medigap) - [Health Insurance](https://areyou64.com/health-insurance/): Are you UNDER 64???? - [Medigap Benefit](https://areyou64.com/medigap-benefit/):   - [Medicare Part D](https://areyou64.com/medicare-part-d/): Drug Plans - [Medicare Part C](https://areyou64.com/medicare-part-c/): Medicare Advantage - [Medicare Part B](https://areyou64.com/medicare-b/): Medical Insurance / Outpatient Services - [Medicare Part A](https://areyou64.com/medicare-part-a/): Primarily Inpatient Hospital Coverage - [64 Insurance Group](https://areyou64.com/): Medigap policies fill in the gaps left in original Medicare Part A and B coverage. - [Contact Us](https://areyou64.com/contact-us/) - [Prescription Drug Plans](https://areyou64.com/prescription-drug-plans/): Medicare prescription drug coverage is an optional benefit. Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to get Medicare drug coverage when you’re first eligible, you’ll likely pay a late enrollment penalty if you join later, unless one of these applies: - [Medicare Advantage](https://areyou64.com/medicare-advantage/): If you are eligible for Medicare, you are eligible for an Advantage plan. You must be enrolled in both Medicare Part A and B before you can purchase a Medicare Advantage plan. And you cannot drop Part B. If you do so, you will lose your Advantage plan. - [Medicare Supplements](https://areyou64.com/medicare-supplements/): The chart below shows basic information about the different benefits Medigap policies cover. - [Privacy Policy](https://areyou64.com/privacy-policy/): If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year. ## - [Miriam Zecharias](https://areyou64.com/?p=1646) - [Ellen Romaine Hughes](https://areyou64.com/?p=1645) - [Jane Hofman](https://areyou64.com/?p=1644) - [Eileen Galpin](https://areyou64.com/?p=1643) - [Mary Jo Bennett](https://areyou64.com/?p=1642) ## DP Testimonials - [Macon, GA](https://areyou64.com/dipl-testimonial/macon-ga-3/): Macon Medicare Specialists are awesome! They make navigating Medicare so simple. They are very easy to work with and I highly recommend. 10/10! - [Macon, GA](https://areyou64.com/dipl-testimonial/macon-ga-2/): I had a wonderful experience with Macon Medicare Specialists! If you are 64 this company is the very best way to get the insurance you need. Mr. Kaht helped me every step of the way and will be there for me in the future. They certainly gave me great peace of mind that I have made the best decisions for my heathcare! Thank you!s - [Macon, GA](https://areyou64.com/dipl-testimonial/macon-ga/): Highly recommend! The process is very simple and the agents are very professional. They work hard to meet all your needs and answer all your questions! - [Greenville, SC](https://areyou64.com/dipl-testimonial/greenville-sc-3/): Greenville Medicare Specialists is the best. Adrian Crane is extremely professional and efficient. Adrian set up my wife's advantage plan a year ago and we could not be happier. So now it was time for me to go onto Medicare for the first time and I wanted to get an advantage plan. There was no hesitation with calling Adrian and having him work with me to get the best possible plan specific to my requirements. It was smooth , no concerns and addressed in a timely manner. Dealing with Adrian is like dealing with a close friend that does desire to get the best possible plan for you. We plan on using Adrian from now on and have no desire to ever consider using anyone else. I recommend him highly. Your health insurance is too important not to be handled by a person who passionately desires to provide the best available plans for you to chose from. Give Adrian a call and I believe that you to will be pleased that you did. - [Greenville, SC](https://areyou64.com/dipl-testimonial/greenville-sc-2/): Hunter Oglesby was both professional and knowledgeable. Most important, we really appreciated that he did not pressure us into choosing a specific plan. He took the time to listen to our concerns and needs, them did thorough research to present us with three Medicare plans for us to consider and choose from. Which allowed us to make an informed decision that felt right to us. - [Greenville, SC](https://areyou64.com/dipl-testimonial/greenville-sc/): I rolled the dice looking for a local medicare broker who could help my husband and me walk through the process. Boy, we won big with our first pick. I was so impressed by Adrian Crane, the young man who assisted us. He responded quickly to our email and phone requests for more information, promptly and patiently responded to our questions, provided some preliminary information that was helpful to us in preparing for an in-person meeting. At the in-person meeting I was once again impressed by him and his professionalism and his ability to make us feel at ease. He knows what Medicare is about and the insurance companies that provide the supplemental plans. We never felt pressured to go with any specific insurance provider although Adrian was honest about why he would choose one over another. His experience helped us work through the pros and cons of the top 4 providers we finally decided to focus on. It turned out be a much easier process than anticipated and I'm so glad we sought guidance from those who know the system and the companies. We would definitely recommend this group to anyone seeking help with Medicare supplement plans. If could give 10 stars, we would. - [Bluffton, SC](https://areyou64.com/dipl-testimonial/bluffton-sc-3/): Marguerite was such a help.My husband is soon to be 65 years old. We knew we needed to get him signed up for Medicare, but were pretty clueless as to how to go about it. She was so helpful in explaining what our options were and how to go about the process. Marguerite was so patient and compassionate. I felt as if I were talking to a friend. She took so much time with us, going step by step with us through the sign up. And I must say, “she knows her stuff!” She was so knowledgeable about everything we asked about. Now, I feel confident with our choices, but know if I have questions in the future, I could contact her again. What a great service! And it didn’t cost us a penny. I will certainly spread the news to others. Thanks for your time, knowledge, kindness, and expertise, Marguerite!👏🏻👏🏻👏🏻 - [Bluffton, SC](https://areyou64.com/dipl-testimonial/bluffton-sc-2/): I recently had an appointment with Marguerite Cuquet about my Medicare and supplement plans. It is my second year on Medicare and I felt that my agent from another company, who I only was able to talk to on the phone, had me on plans I didn't need. Strictly for commission. Turns out I was. In a matter of minutes Marguerite had me on a plan that saved me almost 700.00 a year! And on top of that everything she did for me was without a commission. Couldn't believe that. She said, that's what 64 Ins. Group is all about. The appointment was actually enjoyable! So if you're 64, use 64 Ins.of Bluffton, Marguerite Cuquet! - [Bluffton, SC](https://areyou64.com/dipl-testimonial/bluffton-sc/): Marguerite Cuquet was the BEST Medicare Specialist my husband and I ever been to. She took her time checking the best policies that suited our needs, compared and contrasted and ultimately left the decisions up to us. She was so knowledgeable in all aspects of this confusing topic of plans, coverages, etc. she answered all our questions in an articulate way so we understood the pros and cons of each one. She is great and we highly recommend Mrs Cuquet! - [Augusta, GA](https://areyou64.com/dipl-testimonial/augusta-ga-3/): I thought I would get that seminar feeling ,but Brandon Johnson my Medicare Specialist was knowledgeable, more than helpful, informative and actually put money back in my Social Security check. Brandon found the best plan for me- with incentives and even scheduled another appointment for review. I can still see my doctor and my prescriptions are all free. I highly recommend him. Plus Brandon Johnson is very patient. He was recommended to me, I will recommend him to everyone I know. Thank you Brandon Johnson for all you've done. Looking forward to 65 and all my savings. - [Augusta, GA](https://areyou64.com/dipl-testimonial/augusta-ga-2/): Marquerite Cuquet - provided excellent customer service. She was very knowledgeable and thoroughly explained the different plans, cost, benefits, etc. She answered all my questions and patiently addressed all my concerns. She came highly recommended by another military service member and she did not disappoint! She is an asset to the organization and I, too will recommend her to family, friends and military service members. - [Augusta, GA](https://areyou64.com/dipl-testimonial/augusta-ga/): I was pleased with my consultation with Brandon Johnson at the 64 Insurance Group. He was able to do the background work to help me choose a reasonable dental plan to cover my husband's and my needs. He even called our dental providers to make sure they accepted the insurance he recommended. We also discussed our Medicare supplement plans, and I discovered that we may quality for other supplemental plans that are less expensive. Brandon is easy to talk to and extremely thorough. I highly recommend this group! - [Charleston, SC](https://areyou64.com/dipl-testimonial/charleston-sc-3/): Brandon has been so helpful to me in maneuvering through the complexities of the Medicare Insurance Industry. He has been amazingly available any time I have questions. He never fails to return a call or text within the next hour or so. I can say with full confidence that you will not meet anyone who knows more about Medicare or who is more qualified to help you select the Medicare plan that is best for you. Brandon takes his responsibility (to stay abreast of all that is Medicare) more seriously than anyone I know, and he represents numerous carriers, so he is able to provide his customers with unbiased information. He will remain my “go-to” for any Medicare advice or need for further understanding. - [Charleston, SC](https://areyou64.com/dipl-testimonial/charleston-sc-2/): I have some special medical needs and was afraid that Medicare would not really cover it. Brandon Riggs did the research to find me the best options, ensured that all of my doctors would accept the insurance - he even called some offices just to be sure. Brandon is well organized, patient, and makes this very complicated subject easy to understand. I feel very fortunate that I have Brandon as my agent - I know I am in great hands. He even comforted me about Open Enrollment each year, that I didn't have to worry because he is my agent and we will review any changes in plans each year and always select the best one for me. If you're looking to get your Medicare set up, I strongly recommend Brandon Riggs! - [Charleston, SC](https://areyou64.com/dipl-testimonial/charleston-sc/): Absolutely outstanding! Brandon Riggs is a true expert in Medicare. My wife and I came into the presentation feeling completely overwhelmed by the subject, but his depth of knowledge and ability to explain everything so clearly was remarkable. He broke down the complex information into digestible pieces and answered every single question thoroughly and patiently. We left feeling informed and confident in our choices, which is something we didn't think was possible with Medicare. Highly, highly recommend Brandon at 64 Insurance Group. - [Savannah, G](https://areyou64.com/dipl-testimonial/savannah-g-2/): Retiring and had so much info from so many healthcare companies. But not enough to choose. 64Insurance made it so much simpler. And the Medicare book is awesome, explains the alphabet Medicare plans so that a non-insurance person can under them. - [Savannah, G](https://areyou64.com/dipl-testimonial/savannah-g/): I received calls everyday from companies that I didn't know who they were or where they were calling from. It was extremely annoying. Then I saw the television spot with Chip Lewis with 64.com (a local company). I gave them a call and got an online appt. for this morning. Shawn Mills called right on time, was very professional, easy to understand. He helped me choose the right Medicare Plan for my medical needs for 2026. After a few short questions, that only took a few minutes, and I was enrolled. It was so easy and I feel confident that I have a good plan for myself. I highly recommend 64.com. I like that they are a local company. - [Savannah, G](https://areyou64.com/dipl-testimonial/5783/): We met with Brett and he reviewed our specific situation and guided us through the various scenarios and the pros and cons of each allowing us the chose our plans than best provides individual coverage for the next year. Highly recommend them! ## DP Team Members - [Amber Lineberry](https://areyou64.com/dipl-team-member/amber-lineberry/) - [Kim Murray](https://areyou64.com/dipl-team-member/kim-murray/) - [Brandon Riggs](https://areyou64.com/dipl-team-member/brandon-riggs/) - [Marguerite Cuquet](https://areyou64.com/dipl-team-member/marguerite-cuquet/) - [Brandon Johnson](https://areyou64.com/dipl-team-member/brandon-johnson-managing-partner/) - [Keone Tai Hook](https://areyou64.com/dipl-team-member/keone-tai-hook-client-service-director/) - [Brett Eure](https://areyou64.com/dipl-team-member/brett-eure-regional-sales-director/) - [Chip Lewis](https://areyou64.com/dipl-team-member/chip-lewis-founder-ceo/) ## - [Charleston-testimonial2](https://areyou64.com/?p=275): I am very glad that we found Brandon Riggs. He really helped us through getting my wife set up for her Medicare and helping us pick a plan. I was really a pain in the butt to him because I was very concerned about getting her medicare set up before the marketplace charged me a penalty. He was very cool calm and collected and told me not to worry about it that everything will work out. And it certainly did. Thank you Brandon - [Charleston-testimonial1](https://areyou64.com/?p=273): I met with Brandon this morning and couldn’t have been more at ease as he went through the Medicare process with me. He was informative, professional, and made the process very pleasant. I would highly recommend him and would give him more than five stars, if I could. - [Savannah Testimonial 2](https://areyou64.com/?p=268): Brett was very helpful. Before I called him I had no clue about what I needed. He explained everything in terms that I could understand. He also took control when another agency signed me up for something that I knew nothing about. It would have been a headache for me to accomplish. Very professional and friendly at the same time. They called me later just to make sure my info was mailed to me. Please call them if you have any questions concerning you medicare question. - [Savannah Testimonial](https://areyou64.com/?p=266): After seeing all of the commercials for “Are you 64” and being bombarded with all of the related Medicare Plans and facing the Medicare Alphabet decisions, I contacted Brett and made my appointment. He explained the differences in simple terms to understand and compared the multiple options available and how they applied to my specific situation. We found the plan that we felt was best for me, filled out the application and had everything accomplished when I left his office. I am now enrolled and actively using my Medicare plan after a seamless transition. I would (and have) recommend Brett and the “Are You 64” Team to explain and assist with this Major Life Decision. - [L Highsmith](https://areyou64.com/?p=99): There are not enough adjectives to describe the services I received from this young man (Chip Lewis) After years of no help from government agency’s I found a diamond in the rough, not only did Chip solve the problem of no prescription coverage for me he set me up the best insurance program, educated me on how to make this plan beneficial for me. Bottom line, Chip has saved me so much money and made my retirement a pleasure instead of a burden. Thank you Chip for your patients and professionalism I will be indebted to you for the remainder of my life. Happy Retiree - [T Bridges](https://areyou64.com/?p=97): I’ve always considered myself very educated in group insurance matters. This Medicare group business I found to be a different animal. Just at the right time I was introduced to Chip Lewis! I found Chip to be very knowledgeable and HONEST! He helped me through this process I knew nothing about. I highly recommend Chip to anyone who finds Medicare as confusing as I have found it to be.